Don’t Overlook These Housing Needs During Your Home Search

Here are few things most buyers don’t think about that you should consider carefully if you’re starting your home search.

Want to Buy a Home? Search All Homes
Want to Sell a Home? Get a Home Value Report 

When starting a home search, buyers often think about factors like the number of bedrooms, the square footage, and maybe even the location of the home in town. Here are few things most buyers don’t think about that you should consider carefully if you’re starting your home search because they could play a big role in your future purchase.

First, what size of a yard do you want? A larger yard or a smaller yard? Also, what type of landscaping will the yard have and what kind of maintenance will it require from you in the future?

Speaking of future, what will your family’s future needs be? Is your family growing or shrinking in size? Analyze what your needs might be as far as the number of bedrooms in your home and its overall size.
 

“

How many bedrooms will your home need to fit your family?

”

 

Next, think about what HOA desires you have. Do you want to be in a neighborhood that’s pristine and well-kept because the HOA is very strict, or do you want to have more latitude in your area and not necessarily even have an HOA?

Lastly, consider which direction your house is facing. In the wintertime, it can make a big difference whether it’s facing north or south.

If you have any questions about starting your home search or would like a home evaluation, don’t hesitate to reach out to us. We’d be glad to help.

What You Can Expect at Our Meeting

If you’ve booked an appointment with me, here’s what you can expect when it’s time for us to meet.

Want to Buy a Home? Search All Homes

Want to Sell a Home? Get a Home Value Report 

What can you expect after you set up an appointment with me and it’s time for us to meet? The first thing we’ll do is meet at your place and walk through it for a few minutes to look at any improvements or upgrades you’ve made to the property and what its current condition is. Then we’ll sit down and look at some comparables to fully understand what the market looks like right now. After that, we’ll review our awesome marketing plan so you can see if it matches up with your expectations. Finally, we’ll determine whether we want to team up or not.

“

This meeting will help us determine if we want to move forward

selling your home.

”

There are three things I’d like you to gather in preparation for this meeting: your utilities from the last 12 months, your mortgage payoff amount and your lender’s information, and your HOA contact information. Having these items ready will help us market the property if we decide to move forward together.

If you have any questions, don’t hesitate to give me a call or send me an email. I’d be happy to help you.

Can You Buy a House Without a Down Payment?

With the El Paso County Bond Money Program, you can get a grant that you don't have to pay back.

Want to Buy a Home? Search All Homes
Want to Sell a Home? Get a Home Value Report

If you don't have money for a down payment, can you still buy a house?

Absolutely.

In fact, there are a lot of down payment assistance programs out there right now that are great for homebuyers. I think the best one right now is the El Paso County Bond Money Program, which is a turnkey program that allows you to buy a house with zero money down. Using an FHA loan, El Paso County will grant you that money for your down payment.

Since it's a grant, you don't have to pay it back and there's no interest. Of course, there are qualifications for this program, but it's the program that I would recommend the most.

There are a couple other great options like C.H.A.C. and C.H.A.F.A.

C.H.A.C. (Colorado Housing Assistance Corporation) and C.H.A.F.A. (Colorado Housing Finance Authority) both allow you to get into a home with no money down. You might need $1,000 in earnest money to put down on a house, but in most cases, you'll be able to get that back at closing.

 

“

With the El Paso County Bond Money Money Program, you can get a grant that you don't have to pay back.

”

Basically, you can have no savings and buy a house. How great is that?

If you have any other questions about buying a home, don't hesitate to give us a call or send us an email soon. We're here to help.